Investing Dictionary
Risk

What is Concentration Risk?

Too much money in one stock, sector, or asset type

Full Explanation

Concentration risk is when too much of your portfolio is tied to one thing. If 60% of your money is in one stock and it crashes, you're in serious trouble. Diversification is the antidote.

Real-World Example

Employees who had most of their 401(k) in Enron stock lost everything when it collapsed.

Pro Tip

Even if you love a company, cap it. No single stock should dominate your portfolio.

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